What you need to bring when applying for a mortgage

expensive pen finishing a signature on a paper

Brevard County Real Estate Blog Post

Date Added: 6/15/2020

It will save you a great deal of time and money if you are well prepared when applying for a home loan, plus you will feel more confident, as well as encouraging confidence in you from your potential lender. Here is what you should bring: 1. Social security numbers for whomever will be applying for the loan (you and your spouse) 2. Copies of your savings and checking account statements for the last 6 months 3. Copies/evidence of any other assets you have (such as stocks and bonds) 4. Your most recent pay stub proving your earnings 5. Copies of your last 2 years’ income tax statements 6. List of all current credit card accounts, with the estimated monthly amount owed on each 7. List of any account numbers and balances owed on outstanding loans (such as a car loan) 8. Name and address of employer or supervisor that will verify your employment You may be asked for additional information, depending on your lender, so always check with them first before beginning the application process.

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